Crystal Fund is a not-for-profit organisation, established in 2003 on the basis of the Micro-Lending Programme of the Charity Humanitarian Centre “Abkhazeti” (CHCA), the premier national NGO assisting the displaced people. Since its inception, Crystal Fund’s sole activity was microfinance. In 2004, Crystal Fund was registered as a specialized microfinance fund, until 2007, when the entire business operation was transferred to the JSC MFO Crystal. At that point, the Crystal Fund changed its mission in order to focus on strengthening the self-reliance of vulnerable groups and contributing towards poverty reduction in Georgia. On the later stage the strategy of Crystal Fund targeted financial inclusion, the role of technology in access to finance as well as financial education.


CHCA Micro-lending Programme


Spin-off into Crystal Fund


Specialised microfinance foundation

2007 – onwards

Transformation into JSC Crystal Fund’s new mission


5 Marjanishvili Street, Tbilisi 0102, Georgia
Phone: +995 322 970 128
Fax: +995 322 970 129
Web: www.crystalfund.ge
Email: [email protected]

Mission statement

Crystal Fund mission is to increase the financial literacy in Georgia, bolster standards in the provision of financial services, develop new technologies to enhance access to financial services and to implement social and community investment projects. Crystal Fund is actively promoting the rule of law, protection of property rights and advocates for the enabling business environment in Georgia. Crystal Fund has solid grant and project management experience combined with high standards in governance, rigorous organisational systems and procedures.